Why Fleet Risk Management Matters
“Car and van drivers who cover 25,000 miles a year as part of their job have the same risk of being killed at work as coal miners.” – RoSPA. Protecting your organisation and its people from risk and danger is just one of your many responsibilities. With so many demands on your time it’s all too easy to let fleet risk management slip. But…
- What if one of your drivers was involved in an incident that resulted in damage, injury or death?
- What if the vehicle they’d been driving was late for its annual service?
- What if the driver had been trained to drive but not to properly load and unload the vehicle?
- What if they were driving a work’s vehicle in their own time?
Are you clear about where the responsibility would lie in all these examples? An effective fleet risk management system in your organisation can help you:
- Adhere to legislation
- Reduce accidents involving your drivers
- Reduce your insurance premiums
- Protect your drivers and other road users
Fleet Risk Management Protects
But what exactly does it protect you from? It’s easy to assume your business insurance will cover the costs associated with any accident involving your fleet vehicles. Insurance probably will cover the costs of any immediate physical damage and injury. But those immediate costs are just the tip of the iceberg. The hidden consequences of failing to recognise the importance of fleet risk management – and to mitigate risk – can be far greater. Amongst the other, less obvious, effects of accidents involving your fleet are the following:
- Lost time
- Investigation costs
- Production delays
- Loss of contracts
- Sick pay
- Damage to staff morale
- Claim excesses
- Overtime payments
- Cleanup costs
- Damage to professional reputation
Meeting your fleet risk management requirements can save lives, time, reputation and money – and it doesn’t have to be a painful experience. Ignition fleet risk management consultants work with organisations to help them meet their legal obligations, protect their people and their businesses, and put measures in place so that continually meeting those obligations becomes less of a chore and more a natural part of what you do.